Date: Monday, 17 November 2025
Time: 6:00 PM – 8:30 PM
Venue: OKA’s at The Villa
Fee: Free for all attendees
Thank you to Sparkasse Bank Malta plc for sponsoring this event.
Malta's introduction of a fit-for-purpose regulatory framework for family offices marks an important milestone in the island's ongoing evolution as a sophisticated financial centre. Combining robust regulation, an agile legal system, a favorable tax environment, and access to a skilled professional services ecosystem, Malta offers a compelling proposition for families seeking a trusted and cost-effective European base for their wealth management operations.
This panel brings together perspectives from the legal, banking, and advisory sectors to unpack the opportunities and challenges of the new framework, from compliance and governance to private banking services and long-term family wealth strategies. Whether you advise family offices, manage family wealth, or simply want to understand Malta's positioning as a growing hub for family offices, this discussion will offer valuable insights and practical takeaways.
Elena Grima Tortell, Deloitte Malta
Elena is a lawyer by profession and a Senior Associate at Deloitte Legal Malta, with experience in corporate law, financial services, and private client advisory. Elena’s core area of expertise lies in the intersection of corporate and private client law, where she advises corporate and private clients on matters including corporate restructurings, governance frameworks, succession planning, and the structuring of trusts and foundations. Elena has also supported boards and senior executives on directors duties, fiduciary responsibilities, shareholder rights and has been involved in supporting private companies and regulated entities with compliance matters, developing wealth management and succession solutions for private clients, and providing legal advice on cross-border restructurings and family office structures.
Gerd Sapiano, Malta Financial Services Authority
Gerd Sapiano is the Deputy Head within the Strategy, Policy, and Innovation function of the Malta Financial Services Authority. Since joining the Authority in 2015, Gerd has been heavily involved in various strategic policy projects and their implementation, the supervision of investment firms, the investigation of firm-specific issues as well as the drafting of several legislative instruments. He has also co-authored a number of academic articles on the regulation of financial services. Gerd has a law degree (LL.D.) and a Masters in financial services (M.A. Fin Ser.) from the University of Malta.
Kirsten Debono Huskinson, Camilleri Preziosi
Kirsten regularly advises high-net-worth individuals, family offices and privately-held structures, providing sophisticated, bespoke solutions across the full spectrum of corporate, tax and governance matters.
With deep experience in the Maltese and international markets, she guides clients in structuring, relocating or reorganising their assets and entities. She regularly works with family offices and entrepreneurial families on matters including: establishment and ongoing administration of trusts and foundations, cross-border tax structuring, governance frameworks and internal policies for holding and service companies, and complex commercial transactions that form part of a broader private client strategy.
Kirsten also acts for private clients and trustees in relation to corporate and regulatory compliance, risk management and fiscal disputes, bringing a pragmatic and commercially-focused approach to issues of direct and indirect taxation, anti-money-laundering obligations and regulatory governance. She supports clients in drafting and negotiating shareholder or joint venture agreements, advising on corporate restructuring and assisting boards of service-companies in family office ecosystems with proper governance oversight.
Karl Micallef, Sparkasse Bank Malta plc
Karl currently heads Business Development - Investment Services at Sparkasse Bank Malta plc. He chairs the Investment Committee within the Private Banking division and is a voting member within various management committees within the Bank. After getting his Master’s degree in Financial Services, Karl went on to obtain the CFA qualification in 2010 and became a member of the CFA UK Society.
Following this qualification, Karl started focusing more of his time on asset allocation formulation and portfolio management for institutions (specifically pension schemes and insurance companies) as well as high-net-worth individuals. He has been working in the financial markets for over 25 years gaining valuable knowledge and experience in most areas within Private Banking. He has designed and implemented, monitored and fine-tuned, strategic investment solutions for various trusts, foundations and family offices.
In 2023, Karl obtained the CFA certificate in ESG Investing allowing him to better integrate sustainability within the investment decision-making process when structuring multi-asset investment solutions for the Bank’s private clients.
We look forward to welcoming you for an insightful evening of expert perspectives, practical takeaways, and valuable networking.
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